Loan Rates
Rates Effective as of 12/19/2011
| Home Equity Loans | ||||||||
|---|---|---|---|---|---|---|---|---|
| Term | Up to 80% Loan to Value | Monthly Payment per $1,000.00 | 81% up to 89% Loan to Value | Monthly Payment per $1,000.00 | ||||
| RATE | APR | RATE | APR | |||||
| ***5-15 Year Limited Time Special | 4.49% | 4.49% | $7.65 (15 year Example) | NA | NA | NA | 1st Lien Primary Residence Only | $25,000.00 Minimum to $200,000.00 Maximum Loan Amount |
| **1-5 Year | 3.50% | 3.512% | $18.19 (5 year ex.) | NA | NA | NA | $25,000.00 Minimum | |
| 5 Year | 5.49% | 5.539% | $19.10 | 7.25% | 7.277% | $19.92 | ||
| 10 Year | 5.49% | 5.506% | $10.85 | 7.54% | 7.557% | $11.89 | ||
| 15 Year | 6.79% | 6.803% | $8.87 | 7.79% | 7.804% | $9.44 | ||
***5-15 Year Home Equity Special - Primary residence 1st lien only, JTNB refinances require $10,000.00 new money. Minimum loan amount $25,000.00, Maximum loan amount $200,000.00. Loan & rate subject to credit approval and qualified borrowers. APR quoted assumes deposit account relationship with JTNB. Rate would be .50% higher without deposit account relationshi. Offer may be discontinued at any time.
**1-5 Year Home Equity - JTNB refinances require $25,000.00 new money and JTNB deposit account relationship
Rates listed assume deposit account relationship with Jim Thorpe National Bank. Add 0.50% without deposit account relationship.
For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.
Estimated closing costs range from $214.92 to $589.16 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee.
APR assumes deposit account relationship with JTNB. Add .50% without deposit account relationship.
All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.
| Home Equity Lines of Credit - Variable Rate |
|---|
| 4.000% APR - Wal Street Journal Prime |
| The Annual Percentage Rate (APR) may vary quarterly and is based on the prime lending rate as reported and published daily in the Wall Street Journal. The maximum APR will be 18.00% with a floor rate of 4.00%. Property insurance will be required. Estimated closing costs range from $214.92- $584.92 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee. |
| New 2011-2012 Vehicle Loans | |||
|---|---|---|---|
| Term | Rate | APR | Monthly payment per $1,000.00 |
| 5 Year | 5.00% | 5.019% | $18.88 |
| 6 Year | 5.25% | 5.269% | $16.23 |
| Please contact the Jim Thorpe National Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates. | |||
| Used 2006-2012 Vehicle Loans | |||
|---|---|---|---|
| Term | Rate | APR | Monthly Payment per $1,000.00 |
| 4 Year | 5.50% | 5.508% | $23.26 |
| Please contact the Jim Thorpe National Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates. | |||
| Personal Loans | |||
|---|---|---|---|
| Term | Rate | APR | Monthly Payment per $1,000.00 |
| 4 Year Secured | 8.00% | 7.996% | $24.41 |
| Please contact the Jim Thorpe National Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates. | |||
| Mortgage Loans |
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CURRENT MORTGAGE RATESPlease contact one of our mortgage lenders at the following locations for mortgage loan programs available.
Main Office - Kimberly J. Stidham 570-325-3631 or
Center St. Office - Lori A. Cinicola- 570-325-2784 or
Penn Forest Office – Paul W. David II- 570-325-2909 or
Lehighton Office – Karen A. Kupres- 610-379-5051 or
Lehighton Office - Renee E. Biechy- 610-379-5051 or
Nesquehoning Office – Monica A. Marshall -570-669-6741 or
Lansford Office – Monica A. Marshall - 570-645-3293 or |
| Additional Loan Products |
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For Commercial Lending please contact the Jim Thorpe National Bank for additional loan types and terms.
Main Office - Francis W. Wolman - 570-325-3631 or NMLS ID#856155
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