A Valued Service on Your Account Will Be Discontinued Unless We Hear From You Soon.

As of August 15, 2010*, your account will no longer include Overdraft Privilege service on your debit card purchases and ATM transactions. That means if you use your debit card or an ATM and there is not enough money in your account, or if your funds are not yet available, your card will be denied. If you want to keep this service available in case of emergency, please call (570)325-3631 or stop by your local branch before August 15 to give us your opt-in request.

*The effective date of the change is August 15, 2010 for accounts opened before July 1, 2010. For accounts opened on or after July 1, 2010 the effective date of the change is July 1, 2010. Beginning August 15, 2010, we will not authorize and pay overdrafts on ATM and everyday debit card transactions without account holder consent. An overdraft (OD) fee or insufficient funds (NSF) fee of $28.00 will be charged for covering overdrafts that result in a negative balance at the end of the day. Overdrafts may be created by check, ACH, online banking transactions, phone transactions or other electronic means. Recurring debit card transactions (payments that are set up to bill and pay automatically), such as an automatic draft from your health club or insurance company, may continue to be covered by your overdraft service. Once an overdraft has occurred you are required to bring your account to a positive balance within 30 days. We reserve the right not to pay if your account is not in good standing. Contact us if you have questions.