| DEPOSIT RATES - effective 02/05/2010 | ||||
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Account Type
|
Minimum Deposit to Open Account
|
Minimum Balance Required To Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|
Certificates of Deposit
|
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|
182 Day
|
$1,000.00
|
$1,000.00
|
0.60%
|
0.60%
|
|
1 - Year
|
$1,000.00
|
$1,000.00
|
1.00%
|
1.00%
|
|
2 - Year
|
$1,000.00
|
$1,000.00
|
1.30%
|
1.31%
|
|
3 - Year
|
$1,000.00
|
$1,000.00
|
1.60%
|
1.61%
|
|
4 - Year
|
$1,000.00
|
$1,000.00
|
1.70%
|
1.71%
|
|
5 - Year
|
$1,000.00
|
$1,000.00
|
2.25%
|
2.27%
|
|
IRA Certificates of Deposit
|
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|
1 Year IRA
|
$500.00
|
$500.00
|
1.00%
|
1.00%
|
|
2 Year IRA
|
$500.00
|
$500.00
|
1.30%
|
1.30%
|
|
3 Year IRA
|
$500.00
|
$500.00
|
1.60%
|
1.60%
|
|
4 Year IRA
|
$500.00
|
$500.00
|
1.70%
|
1.71%
|
|
5 year IRA
|
$500.00
|
$500.00
|
2.25%
|
2.26%
|
|
***Money Market
|
$2,500.00
|
$1000.00
|
.35%
|
.35%
|
|
$2500.00
|
.40%
|
.40%
|
||
|
$5,000.00
|
.50%
|
.50%
|
||
|
$25,000.00
|
1.00%
|
1.00%
|
||
|
$50,000.00
|
1.10%
|
1.11%
|
||
|
$75,000.00
|
1.20%
|
1.21%
|
||
|
$100,000.00
|
1.30%
|
1.31%
|
||
|
***Now Account
|
$1,500.00
|
$1,000.00
|
.25%
|
.25%
|
|
***Statement Savings
|
$50.00
|
$100.00
|
.35%
|
.35%
|
|
Certificates of Deposit assumes interest is compounded monthly and remains on deposit until maturity. Penalty may apply for early withdrawal on Certificates of Deposit. IRA Certificates of Deposit assumes interest is compounded on a semi-annual basis. Minimum contribution to IRA Certificate of Deposit is $50.00. Penalty may apply for early withdrawal of an IRA Certificate of Deposit. *** This is a variable rate account. Rates are subject to change at any time without notice. Fees may reduce earnings. |
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| LOAN RATES - effective 02/05/2010 |
|
Home Equity Loans |
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|
Term
|
Up to 80% Loan to Value
|
Monthly Payment per $1,000.00
|
81% up to 89% Loan to Value
|
Monthly Payment per $1,000.00
|
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|
RATE
|
APR
|
RATE
|
APR
|
|||
|
5-yr - Special Limited Time
|
5.49%
|
5.539%
|
$19.10
|
7.25%
|
7.277%
|
$19.92
|
|
10-yr - Special Limited Time
|
5.49%
|
5.506%
|
$10.85
|
7.54%
|
7.557%
|
$11.89
|
|
15-yr
|
6.79%
|
6.803%
|
$8.87
|
7.79%
|
7.804%
|
$9.44
|
|
Rates listed assume automatic payment from a Jim Thorpe National Bank Account. Add 0.50% without automatic payment. Estimated closing costs range from $159.00 to $534.00 which include, property search, flood report, recording fees, credit report, doc prep and appraisal fee. APR assumes automatic payment from a JTNB account. Add .50% without automatic payment. |
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| Home Equity Lines of Credit - Variable Rate |
|
4.000% APR - Wall Street Journal Prime
|
| The Annual Percentage Rate (APR) may vary quarterly and is based on the prime lending rate as reported and published daily in the Wall Street Journal. The maximum APR will be 18.00% with a floor rate of 4.00%. Property insurance will be required. Estimated closing costs range from $159.00 - $534.00 which include, property search, flood report, recording fees, credit report, doc prep and appraisal fee. |
| New 2010 Vehicle Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
5-yr
|
6.78%
|
6.779%
|
$19.70
|
|
6-yr
|
7.03%
|
7.029%
|
$17.06
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Used 2005-2009 Vehicle Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
4-yr
|
7.99%
|
7.994%
|
$24.41
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Personal Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
4-yr -Secured
|
8.00%
|
7.996%
|
$24.41
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Mortgage Loans |
|
Please contact one of our mortgage lenders at the following locations for our current rates and mortgage loan programs available. Main Office - Kim Stidham 570-325-3631 or ksjtnb@ptd.net Center St. Office - Lori Cinicola- 570-325-2784 or lcjtnb@ptd.net Penn Forest Office – Paul David- 570-325-2909 or pdjtnb@ptd.net Lehighton Office – Karen Kupres- 610-379-5051 or kkjtnb@ptd.net Lehighton Office - Renee Biechy- 610-379-5051 or rkjtnb@ptd.net Nesquehoning Office – Monica Marshall -570-669-6741 or mamjtnb@ptd.net Coaldale Office – Monica Marshall - 570-669-6741 or mamjtnb@ptd.net |
| Additional Loan Products |
|
For Commercial Lending please contact the Jim Thorpe National Bank for additional loan types and terms. Main Office - Francis Wolman - 570-325-3631 or fwjtnb@ptd.net |
 Member FDIC |
Jim Thorpe National Bank
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 Equal Housing Lender |
| NOTICE: Jim Thorpe National Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. | ||
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