| DEPOSIT RATES - effective 05/01/2008 | ||||
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Account Type
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Minimum Deposit to Open Account
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Minimum Balance Required**
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Interest Rate
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Annual Percentage Yield*
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Current Specials
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Certificates of Deposit
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9 - Month
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$1,000.00
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$1,000.00
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3.00%
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3.04%
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18 - Month
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$1,000.00
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$1,000.00
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3.00%
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3.04%
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Regular Rates
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Certificates of Deposit
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182 Day
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$1,000.00
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$1,000.00
|
2.75%
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2.78%
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1 - Year
|
$1,000.00
|
$1,000.00
|
2.95%
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2.99%
|
|
2 - Year
|
$1,000.00
|
$1,000.00
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3.00%
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3.04%
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3 - Year
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$1,000.00
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$1,000.00
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3.00%
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3.04%
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4 - Year
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$1,000.00
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$1,000.00
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3.25%
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3.30%
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5 - Year
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$1,000.00
|
$1,000.00
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3.40%
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3.45%
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IRA Certificates of Deposit
|
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1 Year IRA
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$500.00
|
$500.00
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2.95%
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2.97%
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|
2 Year IRA
|
$500.00
|
$500.00
|
3.00%
|
3.02%
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|
3 Year IRA
|
$500.00
|
$500.00
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3.00%
|
3.02%
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4 Year IRA
|
$500.00
|
$500.00
|
3.25%
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3.28%
|
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5 year IRA
|
$500.00
|
$500.00
|
3.40%
|
3.43%
|
|
***Money Market
|
$2,500.00
|
$999.00
|
.50%
|
.50%
|
|
$2500.00
|
.75%
|
.75%
|
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|
$5,000.00
|
1.25%
|
1.26%
|
||
|
$25,000.00
|
2.00%
|
2.02%
|
||
|
$50,000.00
|
2.25%
|
2.27%
|
||
|
$75,000.00
|
2.50%
|
2.53%
|
||
|
$100,000.00
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3.00%
|
3.04%
|
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***Now Account
|
$1,500.00
|
$1,000.00
|
.25%
|
.25%
|
|
***Statement Savings
|
$50.00
|
$100.00
|
.35%
|
.35%
|
|
** Average daily balance required to obtain interest. Certificates of Deposit assumes interest is compounded monthly and remains on deposit until maturity. Penalty may apply for early withdrawal on Certificates of Deposit. IRA Certificates of Deposit assumes interest is compounded on a semi-annual basis. Minimum contribution to IRA Certificate of Deposit is $50.00. Penalty may apply for early withdrawal of an IRA Certificate of Deposit. *** This is a variable rate account. Rates are subject to change at any time without notice. Fees may reduce earnings. |
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|
LOAN RATES - effective 05/01/2008 |
|
Home Equity Loans |
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Term
|
Up to 80% Loan to Value
|
Monthly Payment per $1,000.00
|
81% up to 89% Loan to Value
|
Monthly Payment per $1,000.00
|
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|
RATE
|
APR
|
RATE
|
APR
|
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|
5-yr
|
6.25%
|
6.275%
|
$19.45
|
7.25%
|
7.277%
|
$19.92
|
|
10-yr
|
6.54%
|
6.557%
|
$11.38
|
7.54%
|
7.557%
|
$11.89
|
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15-yr
|
6.79%
|
6.803%
|
$8.87
|
7.79%
|
7.804%
|
$9.44
|
|
***10-yr Home Equity Spring Special
|
6.54%
|
6.54%
|
$11.38
|
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|
Rates listed assume automatic payment from a Jim Thorpe National Bank Account. Add 0.50% without automatic payment. ***10 Yr Home Equity Spring Special. No Fees, No Costs on Home Equity Loans $50,000.00 or more. $150.00 fee applies to all other loans. APR assumes automatic payment from a JTNB account. Add .50% without automatic payment. |
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| Home Equity Lines of Credit - Variable Rate |
|
5.00% APR - Wall Street Journal Prime
|
| The Annual Percentage Rate (APR) may vary quarterly and is based on the prime lending rate as reported and published daily in the Wall Street Journal. The maximum APR will be 18.00%. Property insurance will be required. Estimated closing costs range from $150.00 - $500.00 which include, property search, flood report, recording fees, credit report, doc prep and appraisal fee. |
| New 2008 Vehicle Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
5-yr
|
6.78%
|
6.779%
|
$19.70
|
|
6-yr
|
7.03%
|
7.029%
|
$17.06
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Used 2003-2007 Vehicle Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
4-yr
|
7.99%
|
7.994%
|
$24.41
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Personal Loans | |||
|
Term
|
Rate
|
APR
|
Monthly Payment per $1,000.00
|
|
4-yr -Secured
|
8.00%
|
7.996%
|
$24.41
|
| Please contact the Jim Thorpe National Bank for additional loan options. | |||
| Mortgage Loans |
| Please contact one of our mortgage lenders for our current rates and mortgage loan programs available. Lenders can be reached by calling (570)325-3631. |
| Additional Loan Products |
| For Commercial Lending please contact the Jim Thorpe National Bank for additional loan types and terms. |
 Member FDIC |
Jim Thorpe National Bank
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| NOTICE: Jim Thorpe National Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. | ||
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