Whether you are a first time homebuyer, moving into a larger home, or refinancing your current home, allow Jim Thorpe Neighborhood Bank to help make those dreams a reality. Call one of our lending experts today for more information and rates. Learn More

Fixed rate mortgage


  • Fixed interest rate
  • Stable monthly payments for the life of the loan
  • Terms up to 30 years

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Construction – Permanent Mortgages


  • Unlike other institutions our rate does not change after the construction phase
  • Lock into the same great rate during construction as well as the permanent financing
  • Interest only during construction
  • No additional points, low inspection fees, and one settlement

First Front Door Grant Program

Jim Thorpe Neighborhood Bank offers a first-time home-buyer grant program funded by FHLBank Pittsburgh. Please contact Karen A. Kupres – NMLS# 543620 at 610-379- 5051 for more information. Learn More

  • Get up to $5,000.00 in cash for down payment and closing costs. Through First Front Door (FFD), if you qualify, the Bank will match your contribution 3-to-1. For every $1.00 you contribute, you can receive $3.00 in grant assistance, up to a maximum of $5,000.00.
  • Learn more about the First Front Door Program.


Nationwide Mortgage Licensing System (NMLS)

  • The Jim Thorpe Neighborhood Bank NMLS #501860
  • Mortgage Loan Originators
    • Renee E. Biechy - NMLS #543616
    • Lori A. Cinicola - NMLS #543617
    • Tawny M. Delich - NMLS #481896
    • Heike A. Hartman – NMLS #2003290
    • Karen A. Kupres - NMLS #543620
    • Renee P. Smith – NMLS #2003291
    • Craig A. Zurn - NMLS #856156