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Personal Checking Accounts

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E-Checking     Go Green!   

Save the environment /Save money

  • Unlimited check writing
  • No monthly service fee
  • E-Communications
  • Debit MasterCard®
  • Unlimited use of JTNB ATMs
  • FREE Telephone banking
  • FREE Internet Banking
  • Monthly electronic statement Required
  • Open with a minimum of $10.00
  • No minimum balance

 

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Classic Checking

For our traditional friends

  • Unlimited check writing
  • Debit MasterCard®
  • Unlimited use of JTNB ATMs
  • FREE Telephone Banking
  • FREE Internet Banking
  • Monthly paper statement ($5.00 monthly fee for this service)
  • Open with a minimum of $10.00
  • No minimum balance

 

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All American 50 Checking

For our valued customers 50 & older

  • Unlimited check writing
  • No monthly maintenance fees
  • Debit MasterCard®
  • Unlimited use of JTNB ATMs
  • FREE Telephone Banking
  • FREE Internet Banking
  • Monthly paper or electronic statement
  • Must be 50 years old or older
  • Open with a minimum of $10.00
  • No minimum balance

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All American 50 GOLD Checking

Seniors who want a little extra

  • Interest bearing account
  • Unlimited check writing
  • FREE Telephone Banking
  • FREE Internet Banking
  • Debit MasterCard®
  • Unlimited use of JTNB ATMs
  • Monthly paper or electronic statement
  • Must be 50 years old or older
  • 50% off the rent of a safe deposit box
  • Open with a minimum of $300.00
  • Minimum balance required

Balance/Account Information

You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. A $5.00 maintenance fee/cycle service fee per month if the average daily balance in the account falls below $300.00, but no maintenance fee/cycle service fee if the average daily aggregate balance in all your deposit accounts is at least $2,500.00. 

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NOW Account

Earn interest with check writing privileges

  • Interest bearing account
  • Unlimited check writing
  • Debit MasterCard®
  • Unlimited use of JTNB ATMs
  • FREE Telephone Banking
  • FREE Internet Banking
  • Monthly paper or electronic statement
  • Open with a minimum of $1,500.00
  • Minimum balance required

Balance/Account Information

You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. A $5.00 maintenance fee/cycle service fee per month if the average daily balance in the account falls below $1,500.00. 

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Money Market Account

Competitive rates for our thrifty investors

  • Limited check writing
  • FREE Telephone Banking
  • FREE Internet Banking
  • Interest bearing account
  • Interest is calculated on a daily basis
  • Monthly  paper or electronic  statement
  • Open with a minimum of $2,500.00
  • Minimum balance required

Balance/Account Information

You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.  If the average daily balance falls below $2,500.00 there is a $10.00 maintenance fee/cycle service fee per statement cycle.

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