Rates Effective as of 02/15/2019

 

Certificates of Deposit

Account Type Minimum Deposit to Open Account Minimum Balance Required To Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
182 Day $1,000.00 $1,000.00 .15% .15%
9 month** $5,000.00 $5,000.00 2.39% 2.42%
1 Year $1,000.00 $1,000.00 .25% .25%
2 Year $1,000.00 $1,000.00 .30% .30%
3 Year $1,000.00 $1,000.00 .45% .45%
4 Year $1,000.00 $1,000.00 .75% .75%
5 Year $1,000.00 $1,000.00 1.00% 1.00%

 

IRA Certificates of Deposit

Account Type Minimum Deposit to Open Account Minimum Balance Required To Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
1 Year IRA $500.00 $500.00 .25% .25%
2 Year IRA $500.00 $500.00 .30% .30%
3 Year IRA $500.00 $500.00 .45% .45%
4 Year IRA $500.00 $500.00 .75% .75%
5 Year IRA $500.00 $500.00 1.00% 1.00%

 

Other Deposit Accounts***

Account Type Minimum Deposit to Open Account Minimum Balance Required To Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Money Market $2,500.00 $1000.00 - $2,499.99 .05% .05%
    $2500.00 - $4,999.99 .05% .05%
    $5,000.00 - $24,999.99 .05% .05%
    $25,000.00 - $49,999.99 .10% .10%
    $50,000.00 - $74,999.99 .15% .15%
    $75,000.00 - $99,999.99 .20% .20%
    $100,000.00 or more .20% .20%
All American Gold $300.00 $500.00 .10% .10%
Now Account $1,500.00 $1,000.00 .10% .10%
Statement Savings $50.00 $100.00 .10% .10%
Auto Transfer Christmas Club $0.00 $0.00 .10% .10%


Certificate of Deposit assumes interest is compounded monthly and remains on deposit until maturity. Penalty may apply for early withdrawal on Certificates of Deposit.

IRA Certificates of Deposit assumes interest is compounded on a semi-annual basis. Minimum contribution to IRA Certificate of Deposit is $50.00. Penalty may apply for early withdrawal of an IRA Certificate of Deposit.

** Annual Percentage Yield (APY) is accurate as of publication date and is subject to change at any time without prior notice. The APY shown requires a minimum $5,000 deposit and interest remains on deposit until maturity. A fee for early withdrawal will be imposed and could reduce earnings on this account. To qualify for this 9‐Month Certificate of Deposit Special Offer you must have a new or existing deposit relationship with JTNB and a minimum of $5,000.00 in new money. New money is defined as funds not currently on deposit at JTNB. This account will automatically renew at maturity for a term of 6 months at the interest rate and APY in effect for CDs on renewal date not subject to a Special Rate. You will have 10 days after the maturity date to withdraw funds without penalty. This offer is valid on personal accounts only.

*** These are variable rate accounts.

Rates are subject to change at any time without notice.

Fees may reduce earnings.

Please contact (570)325-3631 for current rate information