Rates Effective as of 3/22/2018

 

Home Equity Loans

Term Up to 80% Loan to Value Interest Rate APR Monthly Payment per $1,000.00    
1-10 Years (or 12 to 120 monthly payments) 4.24% 4.251% $ 10.24 (10 year example)   $10,000.00 Minimum
11-15 Years (or 132 to 180 monthly payments) 4.90% 4.904% $ 7.86(15 year example)   $25,000.00 Minimum
16-20 Years (or 192 to 240 monthly payments) 5.00% 5.002% $6.60(20 year example) 1st Lien Required $50,000.00 Minimum

 

  • JTNB refinances require $5,000.00 new money. Maximum loan amount $200,000.00. Loan & rate subject to credit approval and qualified borrowers.
  • For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.
  • Estimated closing costs range from $304.56 to $724.56 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee.
  • APR determined on minimum loan amount and maximum term
  • All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.

 

Home Equity Lines of Credit - Variable Rate

  • 5.000% APR - Wall Street Journal Prime
  • The Annual Percentage Rate (APR) may vary monthly and is based on the prime lending rate as reported and published daily in the Wall Street Journal. The maximum APR will be 18.00% with a floor rate of 4.00%. Property insurance will be required. Estimated closing costs range from $304.56- $757.06 which include, property search, copy of deed, flood report, recording fees, credit report, doc prep and appraisal fee.

 

New 2017-2018 Vehicle Loans

Term Rate APR Monthly payment per $1,000.00
5 Year (or 60 monthly payments) -20% Down Payment 4.500% 4.515% $18.65
6 Year ( or 72 monthly payments)-20% Down Payment 4.750% 4.752% $15.99

Please contact Jim Thorpe Neighborhood Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.

 

Used 2013-2017 Vehicle Loans

Term Rate APR Monthly Payment per $1,000.00
4 Year (or 48 monthly payments)-20% Down Payment 5.50% 5.508% $23.26

Please contact Jim Thorpe Neighborhood Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.

 

Personal Loans

Term Rate APR Monthly Payment per $1,000.00
4 Year (or 48 monthly payments) Secured 8.00% 8.015% $24.42

Please contact Jim Thorpe Neighborhood Bank for additional loan options. All rates subject to change. Please contact JTNB at (570)325-3631 for current rates.

Please contact one of our  lenders at the following locations for loan programs available.

Main Office
Tawny M. Delich - NMLS #481896
Kimberly J. Stidham - NMLS #543622
(570) 325-3631

Center Street Office
Penn Forest Office
Nesquehoning Office

Lori A. Cinicola- NMLS #543617
(570) 325-2784

Lehighton Office
Lansford Office

Karen A. Kupres- NMLS #543620
Renee E. Biechy- NMLS #543616
(610) 379-5051

 

Additional Loan Products

For Commercial and Business Lending please contact Jim Thorpe Neighborhood Bank for additional loan types and terms.

Main Office
Gino DeGiosio - NMLS #1561781
Richard W. Slabinski Jr. - NMLS #1099121
(570) 325-3631