Rates Effective as of 9/8/2021

Current Mortgage Rates 

Term Rate Points APR Monthly Payment Per $1000 $100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)


3.350%

3.150%


0

1

3.409%

3.289%

$4.41

$4.30

$440.71

$429.74

20 Year Fixed (or 240 monthly payments)


3.250%

3.100%

0

1

3.333%

3.295%

$5.67

$5.60

$567.20

559.62

15 Year Fixed (or 180 monthly payments)


3.050%

2.950%

0

1

3.156%

3.202%

$6.93

$6.88

$692.99

$688.18

These rates apply to the purchase or refinance of 1-4 family owner-occupied residential properties with a 20% down payment.

APR is based on $100,000.00 loan amount. Maximum loan to value ratio is 80% (up to 97% with PMI)

For credit secured by a 1st lien, payment does not include amounts for taxes and insurance premiums, if applicable, and the actual payment amount will be greater.

Rates subject to change. Additional mortgage products and rates available, please contact one of our Mortgage Loan Originators listed below for current rates.

Fixed-Rate Mortgage - Your interest rate is fixed, offering stable monthly payments for the life of the loan.

  • Construction Mortgages - Unlike other institutions our rate does not change after the construction phase. Lock into the same great rate during construction as well as the permanent financing. Interest only during construction. No additional points, low inspection fees, and one settlement!

     

Construction Mortgage Rates

Term Rate Points APR Monthly Payment Per $1000 $100,000 Loan Payment
30 Year Fixed (or 360 monthly payments)
3.350%

3.150%

0

1

3.537%

3.417%

$4.41

$4.30

$440.71

$429.74

 

Please contact one of our mortgage lenders at the following locations for mortgage loan programs available. 

Main Office
Tawny M. Delich - NMLS #481896
Direct: (570) 249-6563
Telephone: (570) 325-3631

Center Street Office
Lori A. Cinicola- NMLS #543617
Direct: (570) 413-8873
Telephone: (570) 325-2783

Penn Forest Office
Renee P. Smith – NMLS #2003291
Direct: (570) 413-8001
Telephone: (570) 325-2909

Nesquehoning Office
Heike A. Hartman – NMLS #2003290
Direct: (570) 273-0028
Telephone: (570) 669-6741

Lehighton Office
Karen A. Kupres- NMLS #543620
Direct: (484) 613-1199
Telephone: (610) 379-5051

Renee E. Biechy- NMLS #543616
Direct: (484) 613-1196
Telephone: (610) 379-5051

Lansford Office
Paula J. Fisher – NMLS #481368
Direct: (570) 393-7004
Telephone: (570) 645-3293

 

Additional Loan Products

For Commercial and Business Lending please contact Jim Thorpe Neighborhood Bank for additional loan types and terms.

Main Office
Gino DeGiosio - NMLS #1561781
Direct: (570) 249-6776
Telephone: (570) 325-3631